USDA Non-insured Disaster Assistance Program or “NAP” is accepting applications until Sept 1, 2020. NAP provides financial assistance to producers of non-insurable crops (such as shellfish) when low yields, loss of inventory, or prevented planting occur due to natural disasters. The annual fee is $325 and is free in some cases. Beginning, limited resource, socially disadvantaged and qualifying veterans farmers or ranchers are eligible for a waiver of the service fee and a 50 percent premium reduction. This is not a COVID-related program. It is a traditional program that is available each year.